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Filename: drivers/Session_files_driver.php
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Filename: drivers/Session_files_driver.php
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Filename: drivers/Session_files_driver.php
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Filename: drivers/Session_files_driver.php
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Filename: drivers/Session_files_driver.php
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Filename: drivers/Session_files_driver.php
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Today's hectic lifestyle has made traveling an inevitable part of our lives. Traveling not only gives us chance to explore new and unseen places but also breaks a monotony of life and gives opportunity to rejuvenate oneself. But traveling has its own risks. To make sure that your trip don't get spoiled due to unforeseen situations and become awful, do not forget to buy a travel insurance plan before going on a trip. A good travel insurance plan will make sure that you go with complete peace of mind and don't face any problem in unknown land. Firstly, it is important to understand types of travel insurance policies available in the market so that you can buy the right plan according to your requirements.
Domestic Travel Insurance
It provides coverage for journeys within the country. It will cover various exigencies such as personal liability, death, accident and medical emergencies.
Overseas Travel Insurance
It is offered for travelers going abroad. It will offer a comprehensive cover for highjack, medical expenses, loss of passport or checked-in baggage, among others.
Student Travel Insurance
It is meant for students going abroad for studies. It covers the expenses incurred for passport loss, study interruptions and medical treatment.
Corporate Travel Insurance
Employees of a company, traveling abroad or within the country for business purposes is covered under corporate travel insurance.
Domestic Travel Insurance
It provides coverage for journeys within the country. It will cover various exigencies such as personal liability, death, accident and medical emergencies.
Senior Citizen Travel Insurance
It covers people between 61 to 70 years of age for cashless hospitalization and other inclusions that come along with travel insurance.
Individual Travel Insurance
It provides coverage for individual against factors like cancellation of trip, home burglary and trip curtailment to the individual who is traveling.
Family Travel Insurance
It provides coverage for family under single policy. It provides coverage against accidents, baggage loss, flight delay and incidental expenses for any family member.
Single Trip Travel Insurance
It extends the coverage for a certain period of single trip. It offers protection against various travel risks like flight delay, baggage loss, medical emergencies, loss of passport, etc.
Multi Trip Travel Insurance
If you are a frequent traveller, you should opt for this policy as it saves you from hassles of buying a policy every time you travel. It provides extended coverage, generally for a year.
It provides cover against in-patient/out-patient hospitilisation along with daily allowance Personal accident covers in case of permanent disability/death Coverage for contingencies related to personal possessions Cover for loss of baggage and passport Cover for expenses related to trip delays
Exclusions of Travel Insurance Policies
Pre-existing conditions leading to hospitalisation Baggage delay for less than 24 hours Flight/train missed due to local protest/civil war Damage or loss of keys
However, inclusions and exclusions may differ from plan to plan. Therefore, it is important that you compare all plans and buy that suits your requirements. So, before zeroing-in on any travel insurance plan, compare all plans so that you can not only buy the best plan fulfilling your requirements but also can save a lot of money.
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