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Smart Individual Personal Accident Insurance - Bharti Axa General Insurance - MoneyBloom
With Bharti AXA GI’s Personal Accident policy you can safeguard yourself against such eventualities. Our product - 'Smart Individual Personal Accident' pays lump sum compensation for any accidental death or permanent disability that has occurred on account of an accident anywhere across the globe.
With Bharti AXA GI’s Personal Accident policy you can safeguard yourself against such eventualities. Our product - 'Smart Individual Personal Accident' pays lump sum compensation for any accidental death or permanent disability that has occurred on account of an accident anywhere across the globe.
Smart Individual Personal Accident Insurance Eligibility
Min Adult age: 18 years
Max adult age: 65 years
Self-injury,suicide or attempted suicide
Policy Type: Individual
Policy Available for: 10 lakhs, Rs. 20 lakhs and Rs. 30 lakhs
Smart Individual Personal Accident Insurance Benefits
Death due to personal accident
Permanent total disablement
Permanent partial disablement
Daily Hospital cash (on select Personal Accident plans)
Double indemnity for death or permanent total disablement while traveling in public transport (on select PA plans)
Cover applicable across the world
Smart Individual Personal Accident Insurance Features
Accidental Death
Permanent Total Disablement
Permanent Partial Disablement
Accidental Medical Expenses
Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance
Hospital Daily Cash
Smart Individual Personal Accident Insurance Claim Process
Register a claim by contacting companies 24 hours helpline on 080-49123900 or email at claims@bharti-axagi.co.in. Please intimate the help desk as soon as the claim occurs, so that company can provide you quick service.
While registering the claim, please provide the following information:
Name of insured
Policy number
Contact details
Date and time of loss
Nature and extent of loss
Claim form, death/disability certificate, admission/discharge summary are the basic documents required for claim settlement. Depending upon the coverage opted for, benefit under the policy will be calculated and the claim will be settled within 10 days of receipt of all documents.
Smart Individual Personal Accident Insurance Exclusions
Any pre-existing disability/accidental injury
Pregnancy or child birth
Self-injury,suicide or attempted suicide
Influence of Liquor or drugs
Venereal Disease, AIDS or insanity
War and nuclear risk, terrorism, criminal acts etc.
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